MonthlyIQ
JR

MonthlyIQ ✦ Demo

Your brief, what to act on, and answers to your questions — all in one place.

Your next best moves

Ranked by money at stake. Estimates — confirm before acting.

$508/yr

Possible savings · no overlaps

$0/yr

0 done · $0/yr bank-verified, rest confirmed by you

  • 3 video streaming services

    Netflix, Hulu, Max. Most people keep one — dropping Hulu alone saves $17.99/mo.

    $18/mo
    Pick one to keep

  • Spotify raised its price

    Went from $11.99 to $12.99 (+8%). Ask for the old rate, downgrade, or cancel.

    $1/mo
    Review price

  • Still using Peloton?

    $44/mo ($528/yr). Keep it or cancel it — either answer makes your numbers sharper.

    $44/mo
    Keep or cancel

  • $70 in bank fees lately

    3 fees in the last 90 days. Banks often refund courtesy fees if you ask.

    $23/mo
    See fees

  • Water utility may be late

    Expected around Sep 15 for $64 and no matching payment has shown up yet.

    $64/mo
    Check bill

Ask MonthlyIQ

Ask questions grounded in the connected accounts, transactions, and recurring expenses shown in this demo.

MonthlyIQ

Sample answer · all accounts

This month
What charges look unusual?

Three charges stand out this month

The largest changes are concentrated in utilities, insurance, and streaming—not a broad increase across every category.

  • FPL Electric increased $61 from last month.
  • Geico Auto increased $24 at renewal.
  • Netflix increased $5 after a plan change.
Based on sample transactions from September 2026

All names and financial details shown here are synthetic sample data.