September 2026 · Demo
Good morning, Jordan.
MonthlyIQ found
Your recurring expenses are down $463, while dining and delivery are running above your normal pace.
See the detailsExpenses
Expected monthly recurring costs
$17,307
$463 less than last month
Paid this month
$15,842
Still expected this month
$1,465
Average monthly spending
$36,946
6-month average
Other spending
$19,639
Variable spend
Paid this month
$15,842
92% of recurring expenses
Still due
$1,465
7 obligations
Spending vs. income, 6 months
Where it went this month
Total
$36.9k
Recurring expenses paid
$15,842 paid so far
Unusual & large purchases
One-time purchases well above your usual spending, with refunds taken off.
- Entertainment
Orlando Theme Park Tickets
Sep 12 · $1,240.00 less $210.00 refund
$1,030.00
- Shopping
Best Buy
Sep 5
$689.00
IQ Brief
Open briefRecurring expenses eased, but dining and delivery are above your normal pace. Three price changes deserve a look.
Ask a follow-up30-day forecast
ProjectedCurrent cash
$92,610
After known bills
$84,482
Due next
View allAffirm — Peloton
Due Sep 28 · Chase Checking ••4421
Riverside Preschool
Due Sep 29 · Chase Checking ••4421
Zoom Workplace
Due Sep 29 · Amex ••1008
Netflix
Due Sep 30 · Amex ••1008
Spotify Family
Due Sep 30 · Amex ••1008
Max
Due Sep 30 · Visa ••3320
Changed this month
FPL Electric
Summer peak — 17% above 6-mo average
Geico Auto
Renewal price increase
Netflix
Plan price changed
Hulu
No charge in 64 days — likely cancelled
Cash leak
$4,812 this monthDining & delivery
$2,140
38 orders, up 42% vs. your 6-month average
Duplicate streaming
$40
Max billed on two cards
Amazon
$1,318
27 orders this month
Forgotten subscriptions
$94
4 services unused for 60+ days
Needs your attention
Is the $1,600 Zelle to Maria G. a recurring obligation?
Paid on the 15th for 7 months
Max appears on two cards
Visa ••3320 and Amex ••1008
Transfer to Schwab — savings or spending?
$2,500 on Sep 3
All names and financial details shown here are synthetic sample data.