MonthlyIQ ✦ Demo
Your brief, what to act on, and answers to your questions — all in one place.
Your next best moves
Ranked by money at stake. Estimates — confirm before acting.
$508/yr
Possible savings · no overlaps
$0/yr
0 done · $0/yr bank-verified, rest confirmed by you
3 video streaming services
OverlapNetflix, Hulu, Max. Most people keep one — dropping Hulu alone saves $17.99/mo.
$18/moSpotify raised its price
Price hikeWent from $11.99 to $12.99 (+8%). Ask for the old rate, downgrade, or cancel.
$1/moStill using Peloton?
Subscription check$44/mo ($528/yr). Keep it or cancel it — either answer makes your numbers sharper.
$44/mo$70 in bank fees lately
Fees3 fees in the last 90 days. Banks often refund courtesy fees if you ask.
$23/moWater utility may be late
Not observedExpected around Sep 15 for $64 and no matching payment has shown up yet.
$64/mo
IQ Brief
September 2026 · a concise read on what changed, what is ahead, and what needs attention.
This month
Recurring expenses eased, but dining and delivery pushed total spending above your usual pace.
You still have $1,465 due across upcoming recurring payments.
What changed
FPL, Geico, and Netflix increased. Hulu has not charged in 64 days.
Worth reviewing
Max appears on two cards, and four subscriptions look unused.
Next up
A tuition payment and an annual card fee are approaching.
Ask a follow-up
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All names and financial details shown here are synthetic sample data.