MonthlyIQ
JR

MonthlyIQ ✦ Demo

Your brief, what to act on, and answers to your questions — all in one place.

Your next best moves

Ranked by money at stake. Estimates — confirm before acting.

$508/yr

Possible savings · no overlaps

$0/yr

0 done · $0/yr bank-verified, rest confirmed by you

  • 3 video streaming services

    Netflix, Hulu, Max. Most people keep one — dropping Hulu alone saves $17.99/mo.

  • Spotify raised its price

    Went from $11.99 to $12.99 (+8%). Ask for the old rate, downgrade, or cancel.

  • Still using Peloton?

    $44/mo ($528/yr). Keep it or cancel it — either answer makes your numbers sharper.

  • $70 in bank fees lately

    3 fees in the last 90 days. Banks often refund courtesy fees if you ask.

    $23/mo
  • Water utility may be late

    Expected around Sep 15 for $64 and no matching payment has shown up yet.

IQ Insights

Changes, anomalies, and opportunities MonthlyIQ found automatically.

Leak this month

$4,812

Compared with your 6-month typical spending. Cutting half would save about $28,872 a year.

Spending leaks

Changes worth reviewing

Price change

FPL Electric

Summer peak — 17% above 6-mo average

Ask about this →

Price change

Geico Auto

Renewal price increase

Ask about this →

Price change

Netflix

Plan price changed

Ask about this →

Possible cancellation

Hulu

No charge in 64 days — likely cancelled

Ask about this →

All names and financial details shown here are synthetic sample data.