Savings rate calculator
Find what percentage of your income you're keeping each month.
Saved per month$750
Saved per year$9,000
Savings rate15.0%
Runs in your browser. Nothing you type is saved or sent anywhere.
How it works
Savings rate = (income − spending) ÷ income.
Use the same method each month so the trend is meaningful.
Want your real numbers?
MonthlyIQ connects your accounts and works this out automatically every month — without spreadsheets. Read the saving guides.
See your own numbers
Connect your accounts and MonthlyIQ explains your month — what's due, what changed, and what's left.
General information only, not financial advice.