AI Intelligence
Answers and insights grounded in your real financial picture.
Ask questions, review evidence-backed insights, receive a concise brief and act on decisions from one MonthlyIQ workspace.
Read-only financial connections · Built with privacy in mind · Your financial data is never sold
Monthly intelligence
September is trending $824 higher than your six-month average.
Why?
Dining is +$412, Amazon is +$281 and your auto insurance increased $24.
Ask MonthlyIQ
One intelligence hub
Ask, Insights, Brief and financial review work together instead of living in disconnected tools.
Evidence with every answer
See the accounts, merchants, dates and transactions behind important conclusions.
Actions, not summaries
Confirm recurring expenses, correct categories and follow up without losing context.
Questions
- Does AI calculate my totals?
- No. Financial totals use deterministic rules; AI explains the results and helps you investigate them.
- Which plans include AI Intelligence?
- Pro, Household, Founder, Business Growth and Business Scale.
Privacy & AI
Built for financial data this sensitive.
Your data isn't the product.
MonthlyIQ does not sell your personal information or use financial data for targeted advertising.
Minimum necessary AI context.
Only information needed to provide the requested AI functionality is sent to our approved AI service provider.
You can correct MonthlyIQ.
Your corrections override automated classifications.
You remain in control.
Disconnect accounts or delete your data when you choose.
MonthlyIQ is an AI financial assistant — not a financial adviser, investment adviser or autonomous decision-maker. AI results are informational; estimates are labeled and supporting transactions are always inspectable. Privacy policy · Subprocessors