IQ Forecast
See what's likely coming next.
IQ Forecast estimates upcoming recurring expenses as ranges based on your payment history and due-date patterns.
Read-only financial connections · Built with privacy in mind · Your financial data is never sold
Monthly intelligence
September is trending $824 higher than your six-month average.
Why?
Dining is +$412, Amazon is +$281 and your auto insurance increased $24.
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Ranges, not guesses
Fixed and variable expenses shown with expected ranges.
Labeled estimates
Forecasts are clearly marked as estimates.
Scenarios
What-if planning is kept separate from your real data.
Questions
- How accurate are forecasts?
- They're based on detected recurring history and are estimates; confidence is shown.
Privacy & AI
Built for financial data this sensitive.
Your data isn't the product.
MonthlyIQ does not sell your personal information or use financial data for targeted advertising.
Minimum necessary AI context.
Only information needed to provide the requested AI functionality is sent to our approved AI service provider.
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Your corrections override automated classifications.
You remain in control.
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MonthlyIQ is an AI financial assistant — not a financial adviser, investment adviser or autonomous decision-maker. AI results are informational; estimates are labeled and supporting transactions are always inspectable. Privacy policy · Subprocessors