Legal

Cookie Policy

The small amount of browser storage MonthlyIQ uses and how to control it.

Effective September 27, 2026Last updated September 27, 2026Version 1.0

1. What cookies are

Cookies and similar technologies (such as local storage) are small pieces of data stored in your browser.

2. Strictly necessary

Required for the Service to work — for example keeping you signed in, protecting against fraud, and remembering security choices. These cannot be disabled.

3. Authentication and security

We store your sign-in session in your browser so you stay logged in, and use short-lived storage during sign-in flows.

4. Preferences

We may store preferences such as your cookie choices.

5. Analytics

We do not currently use third-party analytics cookies. If we add them, we will update this policy and ask for your consent where required.

6. Advertising and marketing

We do not use advertising or marketing cookies and do not use your financial data for targeted advertising.

7. Managing preferences

Use “Manage cookie preferences” in the site footer to review your choices. You can also clear or block cookies in your browser settings, though the Service may not work without necessary cookies.

8. Contact us

Capalty LLC, doing business as MonthlyIQ (“MonthlyIQ,” “we,” “us,” or “our”).

MonthlyIQ is a product and trade name operated by Capalty LLC, a Florida limited liability company.