Why MonthlyIQ
Most financial apps give you data. MonthlyIQ helps you understand your financial life.
Why MonthlyIQ is built around understanding your month, not maintaining a budget.
Clarity without a budget to maintain
Connect your accounts and MonthlyIQ works out your recurring Expenses, what's paid and still due this month, and what's left — without you building categories first.
Numbers you can trust
Transfers and credit card payments are detected and left out of spending, so totals aren't double counted. Every bill and insight shows its evidence.
What changed, and what's next
Insights flag bills that went up, new recurring charges, and categories drifting above your own normal. The Monthly review summarises each month and lets you finalize a record.
Private by design
Read-only connections through Plaid, multi-factor authentication, and a firm rule: we never sell your financial data.
See your own numbers
Connect your accounts and MonthlyIQ explains your month — what's due, what changed, and what's left.