For households
One shared picture with clear roles and boundaries.
Bring shared expenses, accounts and reviews together while controlling what each household member can do.
Read-only financial connections · Built with privacy in mind · Your financial data is never sold
Monthly intelligence
September is trending $824 higher than your six-month average.
Why?
Dining is +$412, Amazon is +$281 and your auto insurance increased $24.
Ask MonthlyIQ
Shared picture
See joint expenses and bills without separate spreadsheets.
Member roles
Owner, partner, viewer and advisor roles support different responsibilities.
Household reports
Review the month together from consistent source data.
Questions
- Does every member need bank credentials?
- No. Connections belong to the household workspace and remain read-only.
Privacy & AI
Built for financial data this sensitive.
Your data isn't the product.
MonthlyIQ does not sell your personal information or use financial data for targeted advertising.
Minimum necessary AI context.
Only information needed to provide the requested AI functionality is sent to our approved AI service provider.
You can correct MonthlyIQ.
Your corrections override automated classifications.
You remain in control.
Disconnect accounts or delete your data when you choose.
MonthlyIQ is an AI financial assistant — not a financial adviser, investment adviser or autonomous decision-maker. AI results are informational; estimates are labeled and supporting transactions are always inspectable. Privacy policy · Subprocessors