Product
More than a budget.
Know what's committed. Know what's left. Know what's leaking. MonthlyIQ turns financial transactions into financial understanding.
Explore the demoYour Monthly Nut
$17,307
$463 since last month
Paid this month
$15,842
Still due
$1,465
Everything your bank doesn't tell you.
Monthly Nut
The recurring cost of your life, calculated from real transactions and updated daily.
Paid vs. still due
Every obligation this month with a clear status, due date and expected amount.
Variable bill modeling
Utilities and other changing bills get a smart average and an expected range.
Cash leak analysis
The gap between your nut and your real spending, broken down by where it goes.
Recurring intelligence
Detects rent by ACH, Zelle to people, changing descriptors and missed cycles.
No double counting
Card payoffs and transfers between your own accounts are recognized automatically.
Why we think Zoom is recurring
- • Charged 11 of the last 12 months
- • Amount within $0.50 each time
- • Always within 2 days of the 29th
- • Same card, same merchant descriptor
Every conclusion is explained — and you can always override it.