1. Not a bank
MonthlyIQ is operated by Capalty LLC, a technology company, not a bank. MonthlyIQ does not hold deposits and is not FDIC-insured. Balances shown are held at your financial institutions.
2. No payment initiation
MonthlyIQ does not initiate payments, transfer money, or pay bills.
3. Not financial advice
MonthlyIQ is not an investment adviser, broker-dealer, tax preparer, credit counselor or law firm. Information is educational and informational only.
4. Estimates
Expenses, recurring obligations, projections, and “left to spend” figures are estimates based on available data and may differ from actual amounts.
5. AI-generated content
Responses from Ask MonthlyIQ are generated by AI, can be inaccurate or incomplete, and should be independently verified before you rely on them.
6. Not a consumer report
MonthlyIQ is not a consumer reporting agency, and its information may not be used for eligibility determinations under the Fair Credit Reporting Act.
7. Third-party data
We rely on data from Plaid and financial institutions and are not responsible for their errors, delays or outages.
8. Contact us
Capalty LLC, doing business as MonthlyIQ (“MonthlyIQ,” “we,” “us,” or “our”).
- Privacy: privacy@monthlyiq.com
- Support: support@monthlyiq.com
- Security: security@monthlyiq.com
- Mail: 500 S. Australian Ave., Ste 600 #1072, West Palm Beach, FL 33480
MonthlyIQ is a product and trade name operated by Capalty LLC, a Florida limited liability company.