Clear policies for sensitive data.
MonthlyIQ is a product and trade name operated by Capalty LLC, a Florida limited liability company. Here's everything that governs how we operate and protect your information.
Terms of Service
The agreement between you and Capalty LLC d/b/a MonthlyIQ for using the Service.
Version 1.0 · September 27, 2026
Privacy Policy
What information MonthlyIQ collects, why, who we share it with, and the choices you have.
Version 1.0 · September 27, 2026
Security & Data Protection
How MonthlyIQ protects your financial data, the security program behind it, and how to report a vulnerability.
Version 1.0 · September 27, 2026
Financial Data & Connected Accounts Notice
Exactly what MonthlyIQ accesses from connected accounts and why.
Version 1.0 · September 27, 2026
Your Privacy Choices
Your U.S. privacy rights and how to exercise them.
Version 1.0 · September 27, 2026
Cookie Policy
The small amount of browser storage MonthlyIQ uses and how to control it.
Version 1.0 · September 27, 2026
Financial Disclosures & Important Information
Important limits on what MonthlyIQ is and does.
Version 1.0 · September 27, 2026
Acceptable Use Policy
Rules for using MonthlyIQ safely and lawfully.
Version 1.0 · September 27, 2026
Account & Data Deletion
How to delete your MonthlyIQ account and what happens to your data.
Version 1.0 · September 27, 2026
Vendors & Subprocessors
Third-party service providers that host, transmit or process data on behalf of MonthlyIQ, and how we review them.
Version 1.0 · September 27, 2026
Information Security Policy
The foundation of MonthlyIQ's security program: governance, data protection, access, development, monitoring and third parties.
Version 1.0 · September 27, 2026
Access Control Policy
How access to production systems and consumer financial data is granted, protected with MFA, reviewed and removed.
Version 1.0 · September 27, 2026
Vulnerability and Patch Management Policy
How MonthlyIQ finds, prioritizes and fixes security vulnerabilities across code, infrastructure and devices.
Version 1.0 · September 27, 2026
Security Incident Response Plan
How MonthlyIQ identifies, contains, investigates, remediates and reports security incidents.
Version 1.0 · September 27, 2026
Data Retention and Deletion Policy
How long MonthlyIQ keeps information, how Plaid connections are revoked, and how deletion works.
Version 1.0 · September 27, 2026
Consumer Data Request Procedure
How MonthlyIQ handles requests to access, correct, export or delete personal information.
Version 1.0 · September 27, 2026
Make a privacy request
Access, correct, export or delete your information.
Questions? Email privacy@monthlyiq.com.