Vendors & categories
Make every merchant and category consistent across accounts.
Review vendors across connected accounts, standardize names and logos, and apply category decisions to one transaction or matching activity.
Read-only financial connections · Built with privacy in mind · Your financial data is never sold
Monthly intelligence
September is trending $824 higher than your six-month average.
Why?
Dining is +$412, Amazon is +$281 and your auto insurance increased $24.
Ask MonthlyIQ
Cross-account history
See every payment to a vendor across banks and cards.
Flexible scope
Correct one transaction, a vendor, or a recurring expense independently.
Reusable merchant identity
Consistent names and logos make lists faster to understand.
Questions
- Will changing a vendor change every transaction?
- Only when you choose the vendor-wide option; individual transaction overrides remain available.
Privacy & AI
Built for financial data this sensitive.
Your data isn't the product.
MonthlyIQ does not sell your personal information or use financial data for targeted advertising.
Minimum necessary AI context.
Only information needed to provide the requested AI functionality is sent to our approved AI service provider.
You can correct MonthlyIQ.
Your corrections override automated classifications.
You remain in control.
Disconnect accounts or delete your data when you choose.
MonthlyIQ is an AI financial assistant — not a financial adviser, investment adviser or autonomous decision-maker. AI results are informational; estimates are labeled and supporting transactions are always inspectable. Privacy policy · Subprocessors