Cash leaks
See where money slips beyond your bills.
MonthlyIQ highlights spending that runs above your normal patterns, like dining, delivery and shopping, with evidence.
Read-only financial connections · Built with privacy in mind · Your financial data is never sold
Monthly intelligence
September is trending $824 higher than your six-month average.
Why?
Dining is +$412, Amazon is +$281 and your auto insurance increased $24.
Ask MonthlyIQ
Above-normal spending
Categories compared with your own history.
Merchant drill-down
Tap into the purchases behind a leak.
Ask about it
Ask MonthlyIQ why and what you could cut.
Questions
- Is this a budget?
- No budget setup is needed; MonthlyIQ compares against your actual history.
Privacy & AI
Built for financial data this sensitive.
Your data isn't the product.
MonthlyIQ does not sell your personal information or use financial data for targeted advertising.
Minimum necessary AI context.
Only information needed to provide the requested AI functionality is sent to our approved AI service provider.
You can correct MonthlyIQ.
Your corrections override automated classifications.
You remain in control.
Disconnect accounts or delete your data when you choose.
MonthlyIQ is an AI financial assistant — not a financial adviser, investment adviser or autonomous decision-maker. AI results are informational; estimates are labeled and supporting transactions are always inspectable. Privacy policy · Subprocessors