Net worth

Net worth is the total value of what you own (assets) minus what you owe (liabilities).

By the MonthlyIQ team · Last updated 2026-09-28 · Editorial policy

What is net worth?

Net worth is the total value of what you own (assets) minus what you owe (liabilities).

Tracking it monthly or quarterly shows whether your overall financial position is improving.

A simple, repeatable way to add up what you own and what you owe.

Connect your accounts and MonthlyIQ explains your month — what's due, what changed, and what's left.

General information only, not financial, tax, or legal advice. MonthlyIQ is not a bank or financial adviser.